2+ week, 4+ day ago (671+ words) Harvey Jones is a huge fan of the Stocks and Shares ISA, saying it's a brilliant way to generate a passive income entirely free of tax. Now let's do some sums. The Stocks and Shares ISA is brilliant way to build a reliable income stream for later life. I'm using the tax-free wrapper ISA to buy a spread of FTSE 100 dividend-paying shares with the hope of turning their regular dividends into a meaningful second income when I finally stop working. The older I get, the more important my ISA feels. A weekly income of "250 works out at roughly "13,000 a year. To see how large an ISA might need to be, I start with dividend yield. That's the amount of income paid out each year as a percentage of the share price. It varies wildly from stock to stock, and nothing…...

2+ week, 1+ day ago (797+ words) Our writer isn't messing about with this growth stock, and recently harvested some gains to double down on it inside both his ISA and SIPP. Back in April, President Trump dropped his tariffs bombshell in the White House Rose Garden, sending both my Stocks and Shares ISA and Self-Invested Personal Pension (SIPP) into a tailspin. However, as he presented his chart of numbers to the world, I remember hearing Warren Buffett's immortal words inside my head: "Be fearful when others are greedy, and greedy when others are fearful." " Fair to say, Trump spread fear throughout the market, with many high-quality shares plunging 25% or more in the days following the speech. So I put Warren's words into action and bought some stocks that I thought looked ridiculously oversold " chiefly Nvidia, Shopify, and BlackRock World Mining Trust. Zoom ahead seven months, and…...

2+ hour, 45+ min ago (717+ words) Although aware of its limitations, our writer's used AI software to come up with a suggestion for his ISA and he already owns two of its suggestions. I recently asked ChatGPT: "Which bargain stock should I put in my ISA?" After congratulating me on asking a good question, it came up with a list of six very different UK companies. I already own two of them " BP and JD Sports Fashion. Of the other four, M&G (LSE:MNG) is the most familiar to me. Although it can trace its origins back to 1848, it only became a listed company in October 2019, having been de-merged from Prudential. Since then, it's increased its dividend every year since. And it's a pretty generous payout too. Based on amounts paid over the past 12 months, the stock's currently yielding 7.4%. This puts it in the top…...

1+ day, 2+ hour ago (730+ words) Tesco shares have been on fire over the past couple of years. But after the rise, does this FTSE 100 stock still offer a decent dividend yield? Tesco (LSE:TSCO) hit a milestone earlier this year when its shares surpassed the price they were at prior to the 2014 accounting scandal. And while the road back has been long and winding, the FTSE 100 stock has taken a steep climb upwards in the past three years. In fact, add in dividends, and the three-year return easily exceeds 100%. After this impressive jump, the question now is: what about the dividend prospects over the next couple of years? Looking at the latest forecasts, things appear quite promising for shareholders. For the current fiscal year (FY26), the dividend is expected to rise almost 4% to 14.2p per share. This includes the interim dividend that was paid last week. But…...

1+ week, 5+ day ago (774+ words) Paul Summers wonders if the AI bot can guide him on creating a great passive income portfolio. The outcome definitely raised a few concerns. We already seem to rely on AI for a whole host of things. But can it select a perfect portfolio of FTSE 100 stocks that dish out passive income? For a bit of fun (and no more), I decided to test this out with ChatGPT. Having entered my query, the AI bot trotted out an answer featuring seven of the UK's biggest stocks paying income. I'll say a little more about that number in a bit. The first six recommendations read like a who's who of trusted UK-listed dividend heavyweights: The final stock completing the set arguably sticks out from the rest. Rio Tinto (LSE: RIO) is one of the world's biggest diversified miners. It's also boasted…...

3+ week, 2+ day ago (716+ words) In a battle of man vesus machine, can our writer Royston Wild come out on top against ChatGPT with his selection of growth shares? More than half of Britons now use ChatGPT to help them with financial and investing guidance. I've decided to follow the herd and ask the artificial intelligence (AI) system for five FTSE 250 growth shares for me to buy in my portfolio. I have no plans to put any actual money on the line. But my exercise will provide a valuable insight into just how well AI can identify credible growth opportunities. As someone who's still sceptical about the accuracy and rationale of such systems, I'm curious to see whether ChatGPT's logic holds up in the real world. My plan is to track the performance of this FTSE 250 mini portfolio. And to make things interesting, I'll compare…...

1+ week, 2+ hour ago (765+ words) Emerging market stocks are on fire, surging by over 26% in 2025, so far " a massive tailwind that this high-dividend-yield stock's profiting from. Even with UK shares trading near all-time highs, there are still plenty of stocks offering impressive dividend yields. Among these is Ashmore Group (LSE:ASHM), which currently has one of the highest payouts in the FTSE 250, at 10.2%. Normally, double-digit yields are a warning sign to stay away. Yet this asset management enterprise has nonetheless maintained its impressive shareholder payouts for over half a decade, so far. And looking at the group's latest results, this pattern looks like it's set to continue in 2026 So should investors consider picking up 307 shares for "500 right now to tap into this seemingly lucrative passive income opportunity? As a quick crash course, Ashmore's an investment management group specialising in emerging markets. With Covid and then…...

2+ week, 1+ day ago (771+ words) The Lloyds share price is a whisker away from the critical "1 marker. Can the FTSE 100 bank break through? I asked ChatGPT for its take. Lloyds (LSE:LLOY) has seen its share price surge a stunning 66% so far in 2025. To put these gains into context, the broader FTSE 100 has risen by a far more modest (if still admittedly impressive) 17%. Can the FTSE bank continue its spectacular march northwards? I've asked ChatGPT for the answer. I'm not one who believes in the wisdom of artificial intelligence (AI) models for investing advice and share tips. But it seems everyone and their dog is doing it now, so why not have a go myself? I asked ChatGPT the simple question: "Will the Lloyds share price rise or fall over the next 12 months?" Its answer was: Lloyds shares may rise modestly, perhaps in the region…...

3+ week, 5+ day ago (677+ words) Tesco shares are firing on all cylinders as Britain's biggest retailer steals market share and delivers impressive growth. But can this momentum continue? Image source: Tesco plc For close to a decade, Tesco (LSE:TSCO) shares were a bit of a sleeper stock. In fact, between 2015 and 2022, the Tesco share price essentially didn't move over the seven-year period. And yet, since the start of 2023, the retailer has been on a rampage, stealing market share, driving up sales, and expanding its bottom line. This trend has continued in 2025, with the stock climbing another 25.8% over the last six months. It means anyone who invested "5,000 in April now has just shy of "6,300. But as all investors know, past performance is a poor indicator of future results. So what should investors expect moving forward? Since late March, Tesco's UK market share has grown from…...

3+ week, 1+ day ago (638+ words) The FTSE 100 is packed with top dividend shares to choose from. Here are five Royston Wild thinks could beat a selection chosen by ChatGPT. More and more investors are using artificial intelligence (AI) models for investing guidance and stock tips. I remain sceptical about these new technologies for such purposes, given their proclivity for strange reasoning and providing inaccurate information. But I thought I'd join in and ask ChatGPT to find me five FTSE 100 dividend stocks to buy. As you can see, the machine's portfolio is pretty nicely balanced across cyclical and non-cyclical industries. It's a strategy that can effectively balance risk and deliver reliable passive income over time. Accordingly, it's a tactic that I've adopted for my own theoretical portfolio. There's also a couple of FTSE 100 companies in ChatGPT's portfolio I really like myself. Despite high operational costs, I'm…...